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Congress, with all due respect, please stop blaming appraisers for everything that goes wrong in the banking industry. We are hardworking, tax-paying Americans and we can't take any more of this scapegoating. We are not the culprits here. Yes, the consumer needs to be protected, but S.2452 is an unnecessary provision designed to over-burden the appraisal profession and ultimately bring it to complete ruin. Remember that we are homeowners also who purchase and refinance homes. We know what it's like to have a 'bad loan', too. Don't destroy our profession with S.2452.
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