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I have also been a teacher for 15 years, and of course get no back credit- which is how politicians have designed student loan legislation throughout the years. The "benefits", they create, particulary for new borrowers, are funded by the existing borrowers. This allows them to look magnanimous without having accomplished much of a "benefit" for anyone. HR 2669 also does not include ANY consumer protection from Sallie Mae and other lender abuses. I have just received my first notice today saying that I owe my ex-husband's student loan from 16 years ago. The interest alone has more than doubled the amount to over $18,000. I thought I was being responsible paying my $400 per month to Sallie Mae. Silly me.
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