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reality check

November 2, 2007, 10:46pm

I think its unfortunate how the incentive system is set up under the YSP system. Lenders are motivated to push out these option arms for continual business. This bill does no justice for reform but I have seen more than enough brokers exploit the YSP system to put people in loans they probably didn't want given what they really wanted. I wonder if lenders gave incentives to brokers to put people in loans they could pay if that system would be both good for consumers and brokers. Ah perhaps a pipedream or maybe I'm just talking about how insurance is sold these days. :|

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