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I am a teacher, with a Ph.D. (and with a MOUNTAIN of students debt). I cannot WAIT till I can take advantage of the loan forgiveness. You have to jump through some hoops (being on a certain payment plan & waiting 10 long years - whew, almost a lifetime), but to have it ALL forgiven is a GODsent! - Thanks Uncle (Sam :-) - I'll be debt free in a decade!! :-)
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