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"Why is it the financial institutions fault that a consumer cannot balance a checkbook?" ~ Scott
It's about the astronomical fees charged by banks. Banks would rather that Joe Consumer does not become educated about fee structures. Otherwise, banks would not have been able to collect $24 billion in 2008. Are the fees charged only to cover the cost of operations? Don't be ignorant. Banks have shareholders interests to look out for, not the consumer. Consumers should still beware even if this act passes. This act will also affect credit unions however credit unions are member-owned. This means that there are no CEOs that must have their pockets filled and no stockholders to pander to. Hopefully, this will help people to open their own eyes to the deception and move all their money and business to a credit union. The passing of this act is only a band-aid. Join a credit union!
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