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          <title>WashingtonWatch.com - Subject: Debtor and creditor</title>
          <link>http://www.washingtonwatch.com/bills</link>
          <description></description>
          <managingEditor>info@washingtonwatch.com</managingEditor>
          <generator>http://www.pjdoland.com/chai/?v=0.1</generator>
          
<item>
<title>H.R. 7072, To make technical corrections in the Ensuring Continued Access to Student Loans Act of 2008</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_7072.html</link>
<description> H.R. 7072 would make technical corrections in the Ensuring Continued Access to Student Loans Act of 2008....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200512760.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200512760.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200512760@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 25 Sep 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>P.L. 110-438, The National Guard and Reservists Debt Relief Act of 2008 - Cost per Average Family: $0.00</title>
<link>http://www.washingtonwatch.com/bills/show/110_PL_110-438.html</link>
<description> S. 3197 would amend title 11, United States Code, to exempt for a limited period, from the application of the means-test presumption of abuse under chapter 7, qualifying members of reserve components of the Armed Forces and members of the National Guard who, after September 11, 2001, are called to active duty or to perform a homeland defense activity for not less than 90 days....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200511622.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200511622.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200511622@http://www.washingtonwatch.com</guid>
<pubDate>Tue, 23 Sep 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 5244, The Credit Cardholders' Bill of Rights Act of 2008 - Cost per Average Family: $1.27</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_5244.html</link>
<description> H.R. 5244 would amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200509739.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200509739.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200509739@http://www.washingtonwatch.com</guid>
<pubDate>Mon, 08 Sep 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>P.L. 110-315, The College Opportunity and Affordability Act of 2007 - Cost per Average Family: $1304.36</title>
<link>http://www.washingtonwatch.com/bills/show/110_PL_110-315.html</link>
<description> H.R. 4137 would amend and extend the Higher Education Act of 1965....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200508293.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200508293.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200508293@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 13 Aug 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 6513, The Securities Act of 2008</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_6513.html</link>
<description> H.R. 6513 would amend the Federal securities laws to enhance the effectiveness of the Securities and Exchange Commission's enforcement, corporation finance, trading and markets, investment management, and examination programs....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200511844.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200511844.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200511844@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 16 Jul 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 3259, The Consumer Credit Fairness Act</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_3259.html</link>
<description> S. 3259 would amend title 11, United States Code, with respect to the priority of certain high cost credit debts....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200511811.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200511811.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200511811@http://www.washingtonwatch.com</guid>
<pubDate>Mon, 14 Jul 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 3252, The Credit Card Accountability Responsibility and Disclosure Act of 2008</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_3252.html</link>
<description> S. 3252 would amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, and protect underage consumers....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200511794.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200511794.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200511794@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 10 Jul 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 4044, To amend the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 to exempt from the means test in bankruptcy cases, for a limited period, qualifying reserve-component members who, after September 11, 2001, are called to active duty or to perform a homeland defense activity for not less than 60 days - Cost per Average Family: $0.00</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_4044.html</link>
<description> H.R. 4044 would amend the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 to exempt from the means test in bankruptcy cases, for a limited period, qualifying reserve-component members who, after September 11, 2001, are called to active duty or to perform a homeland defense activity for not less than 60 days....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200508137.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200508137.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200508137@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 19 Jun 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 6076, The Home Retention and Economic Stabilization Act of 2008</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_6076.html</link>
<description> H.R. 6076 would amend the Truth in Lending Act to permit deferrals on certain home mortgage foreclosures for a limited period to allow homeowners to take remedial action and to require home mortgage servicers to provide advance notice of any upcoming reset of the mortgage interest rate....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200511084.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200511084.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200511084@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 15 May 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>P.L. 109-227, To ensure continued availability of access to the Federal student loan program for students and families - Cost per Average Family: $12.66</title>
<link>http://www.washingtonwatch.com/bills/show/110_PL_109-227.html</link>
<description> H.R. 5715 would ensure continued availability of access to the Federal student loan program for students and families....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200510486.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200510486.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200510486@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 07 May 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 2136, The Helping Families Save Their Homes in Bankruptcy Act of 2007 - Savings per Average Family: $0.03</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_2136.html</link>
<description> S. 2136 would address the treatment of primary mortgages in bankruptcy....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200507661.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200507661.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200507661@http://www.washingtonwatch.com</guid>
<pubDate>Fri, 02 May 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 5830, The FHA Housing Stabilization and Homeownership Retention Act of 2008 - Cost per Average Family: $26.56</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_5830.html</link>
<description> H.R. 5830 would create a voluntary FHA program that provides mortgage refinancing assistance to allow families to stay in their homes, protect neighborhoods, and help stabilize the housing market....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200510661.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200510661.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200510661@http://www.washingtonwatch.com</guid>
<pubDate>Fri, 02 May 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 2894, The Private Student Loan Transparency and Improvement Act of 2007</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_2894.html</link>
<description> S. 2894 would establish requirements for private lenders to protect student borrowers receiving private educational loans....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200510707.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200510707.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200510707@http://www.washingtonwatch.com</guid>
<pubDate>Mon, 21 Apr 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 2815, The Strengthening Student Aid for All Act</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_2815.html</link>
<description> S. 2815 would amend the Higher Education Act of 1965 in order to increase unsubsidized Stafford loan limits for undergraduate students, provide for a secondary market for FFEL loans, allow for the in-school deferment of PLUS loans, augment the maximum Federal Pell Grant for the lowest income students, and expand the number of students eligible to obtain loans under the lender-of-last-resort program....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200510469.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200510469.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200510469@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 03 Apr 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 5679, The Foreclosure Prevention and Sound Mortgage Servicing Act of 2008</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_5679.html</link>
<description> H.R. 5679 would amend the Real Estate Settlement Procedures Act of 1974 to require mortgagees for mortgages in default to engage in reasonable loss mitigation activities....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200510414.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200510414.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200510414@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 02 Apr 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 5494, Savannah's Law</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_5494.html</link>
<description> H.R. 5494 would amend title 11 of the United States Code to make nondischargeable debts for personal injuries that result in permanent disability....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200510071.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200510071.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200510071@http://www.washingtonwatch.com</guid>
<pubDate>Tue, 26 Feb 2008 00:00:00 EST</pubDate>
</item>
<item>
<title>H.R. 5455, To amend title 11 of the United States Code to make nondischargeable debts for personal injuries that result in permanent disability</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_5455.html</link>
<description> H.R. 5455 would amend title 11 of the United States Code to make nondischargeable debts for personal injuries that result in permanent disability....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200509995.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200509995.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200509995@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 14 Feb 2008 00:00:00 EST</pubDate>
</item>
<item>
<title>S. 2636, The Foreclosure Prevention Act of 2008</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_2636.html</link>
<description> S. 2636 would provide needed housing reform....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200509972.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200509972.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200509972@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 13 Feb 2008 00:00:00 EST</pubDate>
</item>
<item>
<title>H.R. 3609, The Emergency Home Ownership and Mortgage Equity Protection Act of 2007 - Cost per Average Family: $0.18</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_3609.html</link>
<description> H.R. 3609 would amend title 11 of the United States Code with respect to modification of certain mortgages on principal residences....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200507446.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200507446.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200507446@http://www.washingtonwatch.com</guid>
<pubDate>Tue, 05 Feb 2008 00:00:00 EST</pubDate>
</item>
<item>
<title>H.R. 5155, The Combat Veterans Debt Elimination Act of 2008</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_5155.html</link>
<description> H.R. 5155 would amend title 38, United States Code, to prohibit the Secretary of Veterans Affairs from collecting certain debts to the United States in the case of veterans who die as a result of a service-connected disability incurred or aggravated on active duty in a combat zone....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200509603.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200509603.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200509603@http://www.washingtonwatch.com</guid>
<pubDate>Tue, 29 Jan 2008 00:00:00 EST</pubDate>
</item>
<item>
<title>H.R. 5148, The Combat Veterans Debt Elimination Act of 2008</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_5148.html</link>
<description> H.R. 5148 would amend title 38, United States Code, to prohibit the Secretary of Veterans Affairs from collecting certain debts owed to the United States by members of the Armed Forces and veterans who die as a result of an injury incurred or aggravated on active duty in a combat zone....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200509594.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200509594.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200509594@http://www.washingtonwatch.com</guid>
<pubDate>Mon, 28 Jan 2008 00:00:00 EST</pubDate>
</item>
<item>
<title>H.R. 5138, The Medical Bankruptcy Fairness Act of 2008</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_5138.html</link>
<description> H.R. 5138 would amend title 11 of the United States Code to provide protection for medical debt homeowners, to restore bankruptcy protections for individuals experiencing economic distress as caregivers to ill or disabled family members, and to exempt from means testing debtors whose financial problems were caused by serious medical problems....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200509584.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200509584.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200509584@http://www.washingtonwatch.com</guid>
<pubDate>Mon, 28 Jan 2008 00:00:00 EST</pubDate>
</item>
<item>
<title>S. 2550, The Combat Veterans Debt Elimination Act of 2008</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_2550.html</link>
<description> S. 2550 would amend title 38, United States Code, to prohibit the Secretary of Veterans Affairs from collecting certain debts owed to the United States by members of the Armed Forces and veterans who die as a result of an injury incurred or aggravated on active duty in a combat zone....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200509570.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200509570.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200509570@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 23 Jan 2008 00:00:00 EST</pubDate>
</item>
<item>
<title>S. 2536, The Combat Veterans Debt Elimination Act of 2008</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_2536.html</link>
<description> S. 2536 would amend title 38, United States Code, to prohibit the Secretary of Veterans Affairs from collecting certain debts to the United States in the case of veterans who die as a result of a service-connected disability incurred or aggravated on active duty in a combat zone....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200509520.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200509520.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200509520@http://www.washingtonwatch.com</guid>
<pubDate>Tue, 22 Jan 2008 00:00:00 EST</pubDate>
</item>
<item>
<title>H.R. 4883, To amend the Servicemembers Civil Relief Act to provide for a limitation on the sale, foreclosure, or seizure of property owned by a servicemember during the one-year period following the servicemember's period of military service</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_4883.html</link>
<description> H.R. 4883 would amend the Servicemembers Civil Relief Act to provide for a limitation on the sale, foreclosure, or seizure of property owned by a servicemember during the one-year period following the servicemember's period of military service....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200509271.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200509271.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200509271@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 19 Dec 2007 00:00:00 EST</pubDate>
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