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          <title>WashingtonWatch.com - Subject: Federal reserve system</title>
          <link>http://www.washingtonwatch.com/bills</link>
          <description></description>
          <managingEditor>info@washingtonwatch.com</managingEditor>
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<item>
<title>H.R. 6870, The Payments System Protection Act of 2008 - Cost per Average Family: $2.10</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_6870.html</link>
<description> H.R. 6870 would ensure that implementation of proposed regulations under subchapter IV of chapter 53 of title 31, United States Code, does not cause harm to the payments system....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200512427.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200512427.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200512427@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 11 Sep 2008 00:00:00 EDT</pubDate>
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<item>
<title>S. 3153, The Financial Consumer Hotline Act of 2008</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_3153.html</link>
<description> S. 3153 would amend the Federal Financial Institutions Examination Council Act of 1978 to require the Council to establish a single telephone number that consumers with complaints or inquiries could call and be routed to the appropriate Federal banking agency or State bank supervisor....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200511493.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200511493.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200511493@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 18 Jun 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 6078, The GREEN Act of 2008</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_6078.html</link>
<description> H.R. 6078 would encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and it would create sustainable communities....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200511086.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200511086.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200511086@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 15 May 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 2957, The Credit Union Regulatory Improvements Act of 2008</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_2957.html</link>
<description> S. 2957 would modernize credit union net worth standards, advance credit union efforts to promote economic growth, and modify credit union regularity standards and reduce burdens....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200510881.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200510881.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200510881@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 01 May 2008 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 2860, The Fair Value and Independent Appraisal Act</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_2860.html</link>
<description> S. 2860 would diminish predatory lending by enhancing appraisal quality and standards, it would improve appraisal oversight, it would ensure mortgage appraiser independence, and it would provide for enhanced remedies and enforcement....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200510624.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200510624.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200510624@http://www.washingtonwatch.com</guid>
<pubDate>Tue, 15 Apr 2008 00:00:00 EDT</pubDate>
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<item>
<title>H.R. 5767, To prohibit the Secretary of the Treasury and the Board of Governors of the Federal Reserve System from proposing, prescribing, or implementing any regulation under subchapter IV of chapter 53 of title 31, United States Code, and for other purposes</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_5767.html</link>
<description> H.R. 5767 would prohibit the Secretary of the Treasury and the Board of Governors of the Federal Reserve System from proposing, prescribing, or implementing any regulation under subchapter IV of chapter 53 of title 31, United States Code....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200510555.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200510555.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200510555@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 10 Apr 2008 00:00:00 EDT</pubDate>
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<item>
<title>S. 2452, The Home Ownership Preservation and Protection Act of 2007</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_2452.html</link>
<description> S. 2452 would amend the Truth in Lending Act to provide protection to consumers with respect to certain high-cost loans....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200508832.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200508832.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200508832@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 12 Dec 2007 00:00:00 EST</pubDate>
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<item>
<title>H.R. 4332, The Financial Consumer Hotline Act of 2007</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_4332.html</link>
<description> H.R. 4332 would amend the Federal Financial Institutions Examination Council Act to require the Council to establish a single telephone number that consumers with complaints or inquiries could call and be routed to the appropriate Federal banking agency or State bank supervisor....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200508599.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200508599.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200508599@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 06 Dec 2007 00:00:00 EST</pubDate>
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<item>
<title>S. 2411, The Credit Card Safety Star Act of 2007</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_2411.html</link>
<description> S. 2411 would require the establishment of a credit card safety star rating system for the benefit of consumers....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200508558.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200508558.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200508558@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 05 Dec 2007 00:00:00 EST</pubDate>
</item>
<item>
<title>H.R. 3525, The FACT Act Rulewriting Improvement Act of 2007</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_3525.html</link>
<description> H.R. 3525 would require rapid implementation of guidelines and regulations regarding the accuracy of consumer information furnished to consumer reporting agencies that were required to be established by the Fair and Accurate Credit Transactions Act of 2003 and have not been implemented, and it would provide that the Federal Trade Commission shall take the lead in implementation of the guidelines and regulations....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200507330.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200507330.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200507330@http://www.washingtonwatch.com</guid>
<pubDate>Fri, 14 Sep 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 3526, To include all banking agencies within the existing regulatory authority under the Federal Trade Commission Act with respect to depository institutions, and for other purposes - Cost per Average Family: $0.05</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_3526.html</link>
<description> H.R. 3526 would include all banking agencies within the existing regulatory authority under the Federal Trade Commission Act with respect to depository institutions....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200507331.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200507331.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200507331@http://www.washingtonwatch.com</guid>
<pubDate>Fri, 14 Sep 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 3347, The Student Credit Card Protection Act of 2007</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_3347.html</link>
<description> H.R. 3347 would amend the Truth in Lending Act to prevent credit card issuers from taking unfair advantage of college students and their parents....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200507019.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200507019.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200507019@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 02 Aug 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 1925, The Student Credit Card Protection Act of 2007</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_1925.html</link>
<description> S. 1925 would amend the Truth in Lending Act to prevent credit card issuers from taking unfair advantage of college students and their parents....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200506971.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200506971.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200506971@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 01 Aug 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 1831, The Private Student Loan Disclosure Enhancement Act of 2007</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_1831.html</link>
<description> S. 1831 would amend the Truth in Lending Act, and it would improve disclosures for private student loans....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200506679.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200506679.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200506679@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 19 Jul 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 3012, The Fair Mortgage Practices Act of 2007</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_3012.html</link>
<description> H.R. 3012 would amend the Truth in Lending Act to provide for the establishment of fair mortgage practices, generally, and for subprime mortgages in particular, and it would provide for a national system for licensing or registering residential mortgage loan originators....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200506502.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200506502.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200506502@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 12 Jul 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 2840, The National Financial Literacy Act of 2007</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_2840.html</link>
<description> H.R. 2840 would amend the Community Reinvestment Act of 1977 to allow the direct support by a financial institution of a qualified community-based financial literacy program provided to consumers and borrowers to be taken into account in assessing the institution's record of meeting the credit needs of its entire community....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200506231.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200506231.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200506231@http://www.washingtonwatch.com</guid>
<pubDate>Fri, 22 Jun 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 2755, The Federal Reserve Board Abolition Act</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_2755.html</link>
<description> H.R. 2755 would abolish the Board of Governors of the Federal Reserve System and the Federal reserve banks, and it would repeal the Federal Reserve Act....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200506091.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200506091.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200506091@http://www.washingtonwatch.com</guid>
<pubDate>Fri, 15 Jun 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 2754, The Sunshine in Monetary Policy Act</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_2754.html</link>
<description> H.R. 2754 would require the Board of Governors of the Federal Reserve System to continue to make available to the public on a weekly basis information on the measure of the M3 monetary aggregate and its components....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200506090.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200506090.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200506090@http://www.washingtonwatch.com</guid>
<pubDate>Fri, 15 Jun 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 1405, The Communities First Act</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_1405.html</link>
<description> S. 1405 would enhance the ability of community banks to foster economic growth and serve their communities, boost small businesses, and increase individual savings....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200505421.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200505421.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200505421@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 16 May 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 1260, The Data Security Act of 2007</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_1260.html</link>
<description> S. 1260 would protect information relating to consumers, and it would require notice of security breaches....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200505002.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200505002.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200505002@http://www.washingtonwatch.com</guid>
<pubDate>Tue, 01 May 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 2061, The Predatory Mortgage Lending Practices Reduction Act</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_2061.html</link>
<description> H.R. 2061 would protect home buyers from predatory lending practices....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200504921.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200504921.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200504921@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 26 Apr 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 1176, The Credit Card Minimum Payment Warning Act of 2007</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_1176.html</link>
<description> S. 1176 would require enhanced disclosure to consumers regarding the consequences of making only minimum required payments in the repayment of credit card debt....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200504792.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200504792.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200504792@http://www.washingtonwatch.com</guid>
<pubDate>Fri, 20 Apr 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 1869, The Communities First Act</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_1869.html</link>
<description> H.R. 1869 would enhance the ability of community banks to foster economic growth and serve their communities, boost small businesses, and increase individual savings....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200504601.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200504601.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200504601@http://www.washingtonwatch.com</guid>
<pubDate>Tue, 17 Apr 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 1082, The Prescription Drug User Fee Amendments of 2007 - Cost per Average Family: $71.78</title>
<link>http://www.washingtonwatch.com/bills/show/110_SN_1082.html</link>
<description> S. 1082 would amend the Federal Food, Drug, and Cosmetic Act to reauthorize and amend the prescription drug user fee provisions....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200504548.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200504548.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200504548@http://www.washingtonwatch.com</guid>
<pubDate>Tue, 10 Apr 2007 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 1767, The Consumer Rental Purchase Agreement Act</title>
<link>http://www.washingtonwatch.com/bills/show/110_HR_1767.html</link>
<description> H.R. 1767 would amend the Consumer Credit Protection Act to assure meaningful disclosures of the terms of rental-purchase agreements, including disclosures of all costs to consumers under such agreements, and it would provide certain substantive rights to consumers under such agreements....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200504386.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200504386.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200504386@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 29 Mar 2007 00:00:00 EDT</pubDate>
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