WashingtonWatch.com - Subject: Consumer credit

S. 2894, The Private Student Loan Transparency and Improvement Act of 2007

Mon, 21 Apr 2008 00:00:00 EDT

S. 2894 would establish requirements for private lenders to protect student borrowers receiving private educational loans....

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H.R. 5824, The Veterans Mortgage Education Act of 2008

Wed, 16 Apr 2008 00:00:00 EDT

H.R. 5824 would require the Secretary of Defense to establish a mortgage foreclosure counseling program for members of the Armed Forces returning from service abroad....

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S. 2860, The Fair Value and Independent Appraisal Act

Tue, 15 Apr 2008 00:00:00 EDT

S. 2860 would diminish predatory lending by enhancing appraisal quality and standards, it would improve appraisal oversight, it would ensure mortgage appraiser independence, and it would provide for enhanced remedies and enforcement....

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S. 2753, The Credit Card Reform Act of 2008

Wed, 12 Mar 2008 00:00:00 EDT

S. 2753 would protect consumers, and especially young consumers, from skyrocketing credit card debt, unfair credit card practices, and deceptive credit offers....

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S. 2734, The SAFE Act

Fri, 07 Mar 2008 00:00:00 EST

S. 2734 would aid families and neighborhoods facing home foreclosure and address the subprime mortgage crisis....

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S. 2684, The Section 8 Voucher Reform Act of 2008

Mon, 03 Mar 2008 00:00:00 EST

S. 2684 would reform the housing choice voucher program under section 8 of the United States Housing Act of 1937....

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S. 2636, The Foreclosure Prevention Act of 2008

Wed, 13 Feb 2008 00:00:00 EST

S. 2636 would provide needed housing reform....

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H.R. 5244, The Credit Cardholders' Bill of Rights Act of 2008

Thu, 07 Feb 2008 00:00:00 EST

H.R. 5244 would amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan....

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S. 2542, The Credit Card Minimum Payment Notification Act of 2008

Tue, 22 Jan 2008 00:00:00 EST

S. 2542 would amend the Truth in Lending Act to provide for enhanced disclosure under an open end credit plan....

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S. 2452, The Home Ownership Preservation and Protection Act of 2007

Wed, 12 Dec 2007 00:00:00 EST

S. 2452 would amend the Truth in Lending Act to provide protection to consumers with respect to certain high-cost loans....

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H.R. 4335, To promote youth financial education

Thu, 06 Dec 2007 00:00:00 EST

H.R. 4335 would promote youth financial education....

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S. 2411, The Credit Card Safety Star Act of 2007

Wed, 05 Dec 2007 00:00:00 EST

S. 2411 would require the establishment of a credit card safety star rating system for the benefit of consumers....

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S. 2399, The Financial Education and Counseling Assistance Act of 2007

Fri, 16 Nov 2007 00:00:00 EST

S. 2399 would expand and improve housing counseling services by increasing financial education and counseling services available to homeowners and prospective homebuyers in financial turmoil or who seek credit or other personal financial assistance....

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S. 2338, The FHA Modernization Act of 2007

Tue, 13 Nov 2007 00:00:00 EST

S. 2338 would modernize and update the National Housing Act and enable the Federal Housing Administration to more effectively reach underserved borrowers....

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H.R. 4019, The Mortgage Disclosure Improvement Act of 2007

Wed, 31 Oct 2007 00:00:00 EDT

H.R. 4019 would amend the Truth in Lending Act to enhance disclosure of the terms of home mortgage loans....

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H.R. 3915, The Mortgage Reform and Anti-Predatory Lending Act of 2007 - Cost per Average Family: $4.11

Mon, 22 Oct 2007 00:00:00 EDT

H.R. 3915 would amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, and to provide certain minimum standards for consumer mortgage loans....

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H.R. 3894, The Negative Amortization Mortgage Loan Transparency Act

Thu, 18 Oct 2007 00:00:00 EDT

H.R. 3894 would amend the Truth in Lending Act to establish requirements for providing negatively amortizing mortgage loans to first-time borrowers....

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H.R. 3837, The Escrow, Appraisal, and Mortgage Servicing Improvements Act

Tue, 16 Oct 2007 00:00:00 EDT

H.R. 3837 would require escrows for certain mortgage loans, it would improve mortgage servicing, it would promote sustainable homeownership opportunities, it would enhance appraisal quality and standards, it would better appraisal oversight, and it would mitigate appraiser pressure....

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S. 2153, The Mortgage Disclosure Improvement Act of 2007

Thu, 04 Oct 2007 00:00:00 EDT

S. 2153 would amend the Truth in Lending Act to enhance disclosure of the terms of home mortgage loans....

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S. 2136, The Helping Families Save Their Homes in Bankruptcy Act of 2007 - Savings per Average Family: $0.03

Wed, 03 Oct 2007 00:00:00 EDT

S. 2136 would address the treatment of primary mortgages in bankruptcy....

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S. 2088, The National Security Letter Reform Act of 2007

Tue, 25 Sep 2007 00:00:00 EDT

S. 2088 would place reasonable limitations on the use of National Security Letters....

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H.R. 3587, The Homeowners' Emergency Mortgage Assistance Act

Wed, 19 Sep 2007 00:00:00 EDT

H.R. 3587 would establish a program to assist homeowners experiencing unavoidable, temporary difficulty making payments on mortgages insured under the National Housing Act....

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H.R. 3535, The Homebuyer's Protection Act of 2007

Fri, 14 Sep 2007 00:00:00 EDT

H.R. 3535 would amend the Truth in Lending Act to require escrow accounts for the payment of property taxes and insurance for all subprime loans, and it would expand the coverage of the appraisal requirements under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989....

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H.R. 3525, The FACT Act Rulewriting Improvement Act of 2007

Fri, 14 Sep 2007 00:00:00 EDT

H.R. 3525 would require rapid implementation of guidelines and regulations regarding the accuracy of consumer information furnished to consumer reporting agencies that were required to be established by the Fair and Accurate Credit Transactions Act of 2003 and have not been implemented, and it would provide that the Federal Trade Commission shall take the lead in implementation of the guidelines and regulations....

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H.R. 3421, The Credit Protection Act of 2007

Fri, 03 Aug 2007 00:00:00 EDT

H.R. 3421 would amend the Truth in Lending Act to prohibit universal defaults on credit card accounts and to require minimum payment disclosures for accounts under an open end consumer credit plan....

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