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          <title>WashingtonWatch.com - Subject: Consumer credit</title>
          <link>http://www.washingtonwatch.com/bills</link>
          <description></description>
          <managingEditor>info@washingtonwatch.com</managingEditor>
          <generator>http://www.pjdoland.com/chai/?v=0.1</generator>
          
<item>
<title>H.R. 3949, The Veterans' Small Business Assistance and Servicemembers Protection Act of 2009 - Cost per Average Family: $0.72</title>
<link>http://www.washingtonwatch.com/bills/show/111_HR_3949.html</link>
<description> H.R. 3949 would amend title 38, United States Code, and the Servicemember Civil Relief Act, to make certain improvements in the laws relating to benefits administered by the Secretary of Veterans Affairs....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200520635.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200520635.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200520635@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 29 Oct 2009 00:00:00 EDT</pubDate>
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<item>
<title>S. 1927, The Credit Card Rate Freeze Act of 2009</title>
<link>http://www.washingtonwatch.com/bills/show/111_SN_1927.html</link>
<description> S. 1927 would establish a moratorium on credit card interest rate increases....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200520594.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200520594.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200520594@http://www.washingtonwatch.com</guid>
<pubDate>Mon, 26 Oct 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 1692, The USA PATRIOT Act Sunset Extension Act of 2009 - Cost per Average Family: $0.10</title>
<link>http://www.washingtonwatch.com/bills/show/111_SN_1692.html</link>
<description> S. 1692 would extend the sunset of certain provisions of the USA PATRIOT Act and the authority to issue national security letters....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200519878.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200519878.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200519878@http://www.washingtonwatch.com</guid>
<pubDate>Fri, 23 Oct 2009 00:00:00 EDT</pubDate>
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<title>H.R. 3639, The Expedited CARD Reform for Consumers Act of 2009 - Cost per Average Family: $1.41</title>
<link>http://www.washingtonwatch.com/bills/show/111_HR_3639.html</link>
<description> H.R. 3639 would amend the Credit Card Accountability Responsibility and Disclosure Act of 2009 to establish an earlier effective date for various consumer protections....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200519921.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200519921.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200519921@http://www.washingtonwatch.com</guid>
<pubDate>Fri, 23 Oct 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 1833, The Expedited CARD Reform for Consumers Act of 2009</title>
<link>http://www.washingtonwatch.com/bills/show/111_SN_1833.html</link>
<description> S. 1833 would amend the Credit Card Accountability Responsibility and Disclosure Act of 2009 to establish an earlier effective date for various consumer protections....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200520439.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200520439.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200520439@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 21 Oct 2009 00:00:00 EDT</pubDate>
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<item>
<title>H.R. 3763, To amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses</title>
<link>http://www.washingtonwatch.com/bills/show/111_HR_3763.html</link>
<description> H.R. 3763 would amend the Fair Credit Reporting Act to provide for an exclusion from Red Flag Guidelines for certain businesses....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200520184.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200520184.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200520184@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 08 Oct 2009 00:00:00 EDT</pubDate>
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<item>
<title>P.L. 111-93, The Credit CARD Technical Corrections Act of 2009</title>
<link>http://www.washingtonwatch.com/bills/show/111_PL_111-93.html</link>
<description> H.R. 3606 would amend the Truth in Lending Act to make a technical correction to an amendment made by the Credit CARD Act of 2009....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200519827.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200519827.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200519827@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 17 Sep 2009 00:00:00 EDT</pubDate>
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<item>
<title>H.R. 3045, The Section 8 Voucher Reform Act of 2009 - Cost per Average Family: $68.86</title>
<link>http://www.washingtonwatch.com/bills/show/111_HR_3045.html</link>
<description> H.R. 3045 would reform the housing choice voucher program under section 8 of the United States Housing Act of 1937....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200518699.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200518699.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200518699@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 16 Sep 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>P.L. 111-39, To make technical corrections to the Higher Education Act of 1965, and for other purposes - Savings per Average Family: $0.36</title>
<link>http://www.washingtonwatch.com/bills/show/111_PL_111-39.html</link>
<description> H.R. 1777 would make technical corrections to the Higher Education Act of 1965....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200516259.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200516259.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200516259@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 06 Aug 2009 00:00:00 EDT</pubDate>
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<item>
<title>S. 1595, The Deceptive Loan Check Elimination Act</title>
<link>http://www.washingtonwatch.com/bills/show/111_SN_1595.html</link>
<description> S. 1595 would amend the Truth in Lending Act to prohibit the distribution of any check or other negotiable instrument as part of a solicitation by a creditor for an extension of credit, and it would limit the liability of consumers in conjunction with such solicitations....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200519602.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200519602.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200519602@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 06 Aug 2009 00:00:00 EDT</pubDate>
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<item>
<title>S. 1624, The Medical Bankruptcy Fairness Act of 2009</title>
<link>http://www.washingtonwatch.com/bills/show/111_SN_1624.html</link>
<description> S. 1624 would amend title 11 of the United States Code, to provide protection for medical debt homeowners, to restore bankruptcy protections for individuals experiencing economic distress as caregivers to ill, injured, or disabled family members, and to exempt from means testing debtors whose financial problems were caused by serious medical problems....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200519631.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200519631.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200519631@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 06 Aug 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 3457, The Small Business Credit Card Act of 2009</title>
<link>http://www.washingtonwatch.com/bills/show/111_HR_3457.html</link>
<description> H.R. 3457 would amend the Truth in Lending Act to provide coverage under such Act for credit cards issued to small businesses....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200519450.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200519450.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200519450@http://www.washingtonwatch.com</guid>
<pubDate>Fri, 31 Jul 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 3421, The Medical Debt Relief Act of 2009</title>
<link>http://www.washingtonwatch.com/bills/show/111_HR_3421.html</link>
<description> H.R. 3421 would exclude from consumer credit reports medical debt that has been in collection and has been fully paid or settled....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200519389.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200519389.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200519389@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 30 Jul 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 3310, The Consumer Protection and Regulatory Enhancement Act</title>
<link>http://www.washingtonwatch.com/bills/show/111_HR_3310.html</link>
<description> H.R. 3310 would reform the financial regulatory system of the United States....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200519202.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200519202.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200519202@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 23 Jul 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 3171, The Bridging Bank to Recovery Act of 2009</title>
<link>http://www.washingtonwatch.com/bills/show/111_HR_3171.html</link>
<description> H.R. 3171 would help stabilize and restore the economy by providing for greater access to credit for the underbanked, the unbanked, and consumers with low credit scores through the establishment of bridging bank depository institutions....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200518928.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200518928.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200518928@http://www.washingtonwatch.com</guid>
<pubDate>Fri, 10 Jul 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 3149, The Equal Employment for All Act</title>
<link>http://www.washingtonwatch.com/bills/show/111_HR_3149.html</link>
<description> H.R. 3149 would amend the Fair Credit Reporting Act to prohibit the use of consumer credit checks against prospective and current employees for the purposes of making adverse employment decisions....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200518883.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200518883.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200518883@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 09 Jul 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 3126, The Consumer Financial Protection Agency Act of 2009</title>
<link>http://www.washingtonwatch.com/bills/show/111_HR_3126.html</link>
<description> H.R. 3126 would establish the Consumer Financial Protection Agency....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200518839.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200518839.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200518839@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 08 Jul 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 1379, The Energy Efficiency in Housing Act of 2009</title>
<link>http://www.washingtonwatch.com/bills/show/111_SN_1379.html</link>
<description> S. 1379 would encourage energy efficiency and conservation and development of renewable energy sources for housing, commercial structures, and other buildings, and to create sustainable communities....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200518675.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200518675.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200518675@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 25 Jun 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 2794, The Promoting Mortgage Responsibility Act</title>
<link>http://www.washingtonwatch.com/bills/show/111_HR_2794.html</link>
<description> H.R. 2794 would amend the Truth in Lending Act to prohibit prepayment penalties....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200518180.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200518180.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200518180@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 10 Jun 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 1232, The Pharmaceutical Market Access and Drug Safety Act of 2009</title>
<link>http://www.washingtonwatch.com/bills/show/111_SN_1232.html</link>
<description> S. 1232 would amend the Federal Food, Drug, and Cosmetic Act with respect to the importation of prescription drugs....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200518212.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200518212.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200518212@http://www.washingtonwatch.com</guid>
<pubDate>Wed, 10 Jun 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 1212, The Credit Card Fair Fee Act of 2009</title>
<link>http://www.washingtonwatch.com/bills/show/111_SN_1212.html</link>
<description> S. 1212 would amend the antitrust laws to ensure competitive market-based fees and terms for merchants' access to electronic payment systems....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200518144.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200518144.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200518144@http://www.washingtonwatch.com</guid>
<pubDate>Tue, 09 Jun 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 2695, The Credit Card Fair Fee Act of 2009</title>
<link>http://www.washingtonwatch.com/bills/show/111_HR_2695.html</link>
<description> H.R. 2695 would amend the antitrust laws to ensure competitive market-based rates and terms for merchants' access to electronic payment systems....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200517996.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200517996.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200517996@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 04 Jun 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>S. 942, The Government Charge Card Abuse Prevention Act of 2009 - Cost per Average Family: $0.04</title>
<link>http://www.washingtonwatch.com/bills/show/111_SN_942.html</link>
<description> S. 942 would prevent the abuse of Government charge cards....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200517076.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200517076.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200517076@http://www.washingtonwatch.com</guid>
<pubDate>Tue, 02 Jun 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 2563, The Payday Lending Reform Act of 2009</title>
<link>http://www.washingtonwatch.com/bills/show/111_HR_2563.html</link>
<description> H.R. 2563 would amend the Truth in Lending Act to establish additional protections for consumers with regard to payday loans....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200517739.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200517739.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200517739@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 21 May 2009 00:00:00 EDT</pubDate>
</item>
<item>
<title>H.R. 2445, To amend the Internal Revenue Code of 1986 to exclude from gross income discharges of personal indebtedness outside of bankruptcy</title>
<link>http://www.washingtonwatch.com/bills/show/111_HR_2445.html</link>
<description> H.R. 2445 would amend the Internal Revenue Code of 1986 to exclude from gross income discharges of personal indebtedness outside of bankruptcy....
				&lt;ul&gt;
					&lt;li&gt;Vote on This Bill: &lt;a href=&quot;http://www.washingtonwatch.com/vote/yea/200517494.html&quot;&gt;For&lt;/a&gt; | &lt;a href=&quot;http://www.washingtonwatch.com/vote/nay/200517494.html&quot;&gt;Against&lt;/a&gt;&lt;/li&gt;
				&lt;/ul&gt;</description>
<guid isPermaLink="false">200517494@http://www.washingtonwatch.com</guid>
<pubDate>Thu, 14 May 2009 00:00:00 EDT</pubDate>
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