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Discussion: S. 2595, The S.A.F.E. Mortgage Licensing Act of 2008 (5 comments ↓)
- This item is from the 110th Congress (2007-2008) and is no longer current. Comments, voting, and wiki editing have been disabled, and the cost/savings estimate has been frozen.
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Rena Starks
July 14, 2008, 11:20am (report abuse)This bill pre-empts the States Rights. This bill will change the current income of the State/s that the licensing process generates. It is possible this bill will change the face of protection and justice that consumers seek but cannot receive today.
We will need legal and executive help out of this one!
Tim
September 10, 2008, 12:19am (report abuse)this bill also will displace mortgage originators whom had made a mistake in their younger days. But, are assets to society today.
Gus
October 31, 2008, 1:59pm (report abuse)where will you find loan officers today with a clean credit history as requiered by this Act.
Mark
December 1, 2008, 6:14pm (report abuse)There are many Loan Originators currently licensed by the DRE and have to go through continuing education. Do the 10's of thousands of Loan Originators working under the Dept. of Corporations have to then get licensed. Without the formal education/ethics and pushed by their management many consumers have been placed into loans that they should have never taken.
Jim
January 6, 2009, 4:40am (report abuse)I have originated loans for 8 years with letters of recommendation from both employers and clients. Yet for a mistake TOTALLY unrelated to my field, Congress finds me unqualified?