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H.R. 2146, The Universal Default Prohibition Act of 2007 (1 comment ↓)

H.R. 2146 would amend the Truth in Lending Act to prohibit universal defaults on credit card accounts.

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Consumer credit, Consumers, Credit cards, Finance, Interest rates

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John Q Public

How could you not want this? This will prevent your credit card from increasing your intrest rate to the 'default rate' of around 30% if you are two days late for a car payment, or some payment that is completely unrealated to your credit card.

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