http://www.washingtonwatch.com/bills info@washingtonwatch.com http://www.pjdoland.com/chai/?v=0.1 http://www.washingtonwatch.com/bills/history/110_HR_4019.html?rev=17271 <p>H.R. 4019 would amend the Truth in Lending Act to enhance disclosure of the terms of home mortgage loans.</p> <h2 id="toc0"> Detailed Summary </h2> <p>Mortgage Disclosure Improvement Act of 2007 - Amends the Truth in Lending Act to require a creditor to disclose to a consumer with respect to an extension of credit secured by the consumer's dwelling that the consumer is not required to complete the credit agreement merely because the consumer has received required disclosures or signed a loan application.</p> <p>Requires such disclosure to be furnished to the borrower not later than seven business days before the consummation of the transaction, as well as at the time of consummation.</p> <p>Requires additional disclosures in such a circumstance regarding any variable rates or payment schedules.</p> <p>Increases the civil monetary penalty for noncompliance with this Act from $200-$2,000 to $5,000, adjusted annually for inflation.</p> <!--Leave in the 'summary' tags if you want the latest summary from the Congressional Research Service automatically to replace the text between the tags once it becomes available. --> <h2 id="toc1"> Status of the Legislation </h2> <p>Latest Major Action: 1/11/2008: Referred to House subcommittee. Status: Referred to the Subcommittee on Financial Institutions and Consumer Credit.</p> <!-- Leave in the 'status' tags if you want the latest reported status from THOMAS automatically to replace the text between the tags once it becomes available. --> <h2 id="toc2"> Points in Favor </h2> <p>(Log in to edit the wiki and be the first to show why the bill should pass!)<br /> <!-- First editor: Go ahead and take out the sentence in parentheses, and this notice! --> </p> <h2 id="toc3"> Points Against </h2> <p>(Log in to edit the wiki and be the first to show why the bill should not pass!)<br /> <!-- First editor: Go ahead and take out the sentence in parentheses, and this notice! --> </p> 17271@http://www.washingtonwatch.com Tue, 22 Jan 2008 00:00:00 EST http://www.washingtonwatch.com/bills/history/110_HR_4019.html?rev=16965 <p>H.R. 4019 would amend the Truth in Lending Act to enhance disclosure of the terms of home mortgage loans.</p> <h2 id="toc4"> Detailed Summary </h2> <p>(Log in to edit the wiki and be the first to provide a detailed summary of the bill!)</p> <!--Leave in the 'summary' tags if you want the latest summary from the Congressional Research Service automatically to replace the text between the tags once it becomes available. --> <h2 id="toc5"> Status of the Legislation </h2> <p>Latest Major Action: 1/11/2008: Referred to House subcommittee. Status: Referred to the Subcommittee on Financial Institutions and Consumer Credit.</p> <!-- Leave in the 'status' tags if you want the latest reported status from THOMAS automatically to replace the text between the tags once it becomes available. --> <h2 id="toc6"> Points in Favor </h2> <p>(Log in to edit the wiki and be the first to show why the bill should pass!)<br /> <!-- First editor: Go ahead and take out the sentence in parentheses, and this notice! --> </p> <h2 id="toc7"> Points Against </h2> <p>(Log in to edit the wiki and be the first to show why the bill should not pass!)<br /> <!-- First editor: Go ahead and take out the sentence in parentheses, and this notice! --> </p> 16965@http://www.washingtonwatch.com Wed, 16 Jan 2008 00:00:00 EST http://www.washingtonwatch.com/bills/show/110_HR_4019.html 1/11/2008: Referred to House subcommittee. Status: Referred to the Subcommittee on Financial Institutions and Consumer Credit. 32222@http://www.washingtonwatch.com Fri, 11 Jan 2008 00:00:00 EST http://www.washingtonwatch.com/bills/history/110_HR_4019.html?rev=13000 <p>H.R. 4019 would amend the Truth in Lending Act to enhance disclosure of the terms of home mortgage loans.</p> <h2 id="toc8"> Detailed Summary </h2> <p>(Log in to edit the wiki and be the first to provide a detailed summary of the bill!)</p> <!--Leave in the 'summary' tags if you want the latest summary from the Congressional Research Service automatically to replace the text between the tags once it becomes available. --> <h2 id="toc9"> Status of the Legislation </h2> <p>(Log in to edit the wiki and be the first to update the status of the bill!)</p> <!-- Leave in the 'status' tags if you want the latest reported status from THOMAS automatically to replace the text between the tags once it becomes available. --> <h2 id="toc10"> Points in Favor </h2> <p>(Log in to edit the wiki and be the first to show why the bill should pass!)<br /> <!-- First editor: Go ahead and take out the sentence in parentheses, and this notice! --> </p> <h2 id="toc11"> Points Against </h2> <p>(Log in to edit the wiki and be the first to show why the bill should not pass!)<br /> <!-- First editor: Go ahead and take out the sentence in parentheses, and this notice! --> </p> 13000@http://www.washingtonwatch.com Thu, 01 Nov 2007 00:00:00 EDT http://www.washingtonwatch.com/bills/history/110_HR_4019.html?rev=13001 <p>H.R. 4019 would amend the Truth in Lending Act to enhance disclosure of the terms of home mortgage loans.</p> <h2 id="toc12"> Detailed Summary </h2> <p>(Log in to edit the wiki and be the first to provide a detailed summary of the bill!)</p> <!--Leave in the 'summary' tags if you want the latest summary from the Congressional Research Service automatically to replace the text between the tags once it becomes available. --> <h2 id="toc13"> Status of the Legislation </h2> <p>Latest Major Action: 10/31/2007: Referred to House committee. Status: Referred to the House Committee on Financial Services.</p> <!-- Leave in the 'status' tags if you want the latest reported status from THOMAS automatically to replace the text between the tags once it becomes available. --> <h2 id="toc14"> Points in Favor </h2> <p>(Log in to edit the wiki and be the first to show why the bill should pass!)<br /> <!-- First editor: Go ahead and take out the sentence in parentheses, and this notice! --> </p> <h2 id="toc15"> Points Against </h2> <p>(Log in to edit the wiki and be the first to show why the bill should not pass!)<br /> <!-- First editor: Go ahead and take out the sentence in parentheses, and this notice! --> </p> 13001@http://www.washingtonwatch.com Thu, 01 Nov 2007 00:00:00 EDT http://www.washingtonwatch.com/bills/show/110_HR_4019.html 10/31/2007: Referred to House committee. Status: Referred to the House Committee on Financial Services. 30434@http://www.washingtonwatch.com Wed, 31 Oct 2007 00:00:00 EDT