http://www.washingtonwatch.com/bills info@washingtonwatch.com http://www.pjdoland.com/chai/?v=0.1 http://www.washingtonwatch.com/bills/show/110_HR_1461.html#34358 How about when a credit card you've had for decades and never missed a payment on (or been late for that matter) cancels and demands payment in full because of the large total amount of debt in your credit report? Happened to me. Then another card, on which I had negotiated a lower interest rate, canceled me for a "high total balance." Never missed a payment on that one, either.... 34358@http://www.washingtonwatch.com Fri, 09 May 2008 00:00:00 EDT http://www.washingtonwatch.com/bills/show/110_HR_1461.html#29878 We pay off our credit charge bill every month, and are never late. I just noticed Capital One has charged me a finance charge 3 times last year for a total of 57.44. They have rescinded the charges, but are at a loss to explain why charges were made. How many people do NOT notice???... 29878@http://www.washingtonwatch.com Mon, 28 Jan 2008 00:00:00 EST http://www.washingtonwatch.com/bills/show/110_HR_1461.html#23053 Why.... If one misses a payment does the APR climb up to where the mob would blush (84 yr old woman, in hospital, missed 1 payment, APR went from 12% to 64%). Never could fix problem. Why.... If one accidently transposes a couple of numbers does the "penality" "compound" ($40 error on $12,000 payoff... interest charged for month on $12,000... not $40 left over)... (reading a fine-print 9 as an 8 resulted in the "minumum interest charge" of $1... ON A $1 balance) Why.... can't one "pre-pay" a monthly bill (on vacation, paid two payments in the same month... both went on same month resulting in penalities & interest on "missed" month). Everyone gripes about the obscene oil co profits. Oil co's are rank amateurs compaired to Banks & CC co's!... 23053@http://www.washingtonwatch.com Sun, 11 Nov 2007 00:00:00 EST http://www.washingtonwatch.com/bills/show/110_HR_1461.html 3/9/2007: Referred to House committee. Status: Referred to the House Committee on Financial Services. 19052@http://www.washingtonwatch.com Fri, 09 Mar 2007 00:00:00 EST