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S. 3252, The Credit Card Accountability Responsibility and Disclosure Act of 2008
- This item is from the 110th Congress (2007-2008) and is no longer current. Comments, voting, and wiki editing have been disabled, and the cost/savings estimate has been frozen.
Version saved on July 11, 2008, 20:03:45, by webmaster:
S. 3252 would amend the Consumer Credit Protection Act, to ban abusive credit practices, enhance consumer disclosures, protect underage consumers.
Detailed Summary
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Status of the Legislation
Latest Major Action: 7/10/2008: Referred to Senate committee. Status: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Points in Favor
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Points Against
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Visitor Comments
Phlip Smith Jr
November 19, 2008, 1:14pm (report abuse)I received from HSBC a notice of change in credit card rates, from 14.99% to 19.99%. Obviously, this company does not care about the current credit crisis in this country. They gave me to choice of closing the account within thirty days and continue to make payments until the account is paid. I have written to them and cancelled the account.
Peter Mc
November 19, 2008, 2:53pm (report abuse)I recieved a notice from Charter One Bank, effective Dec 08 raising my interest from 7.99% to 16.99%. I have good credit. Nothing derogatory on my credit.