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S. 2284, The Flood Insurance Reform and Modernization Act of 2007
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Visitor Comments
Joy
The government doesn't need to be in the insurance business. Keep an emergency fund for disasters that call for federal assistance.
Edward Madge
Being a victim of the latest FEMA map amendments that placed my residence in a SHFA, which it is not, and dealing with the lender, FEMA, etc., for a period exceeding the 45 day limit I really think that this bill should be defeated.
Charles
The ONLY 2 things the Federal Government needs to be involved in are toting the mail and standing watch on our borders. Not insurance and not industry subsidies.
Mary
FEMA and Homeland Security have shown us nothing but the ability to be incompetent.
Where in the U.S. Constitution does it allow for the government to be in the insurance business?
If we did away with all the un-Constitutional agencies and bureaucracies the people could afford to take care of their needs themselves!
John Mullarkey
The growth of the federal govt is outlandish,absurd and unconstitutional and it does not belong in the insurance business.
John
FEMA is a joke. The government doing flood insurance is a joke.
Why not hold real insurance companies responsible for providing flood insurance for a cost people can afford?
Robert
Well they passed it... guess they dont care what WE THE PEOPLE think.
Kathleen Purcell
Government should NOT be in the flood insurance business. It's unconstitutional. I am a victim of FEMA's arbitrary declaration that my neighborhood is in a high risk flood zone despite that fact that we have NEVER been in one, nor has this area ever flooded. We're now being forced to purchase flood insurance from the NFIP. Citizens apparently have no say in matters affecting them. An example of erosion of freedom, piece by piece.
Rhonda
I can't find it anywhere in the constitution that the government should be in the insurance business. Regarding FEMA's flood zone mapping, they say they use "rigorous standards" in establishing the flood insurance rates. How come we can't find out what those "rigorous" standards are when we ask via telephone calls or letters? Are they a secret?
Mark
I agree with Mary's comments. Insurance belongs in the private sector. Government's responsibility is keeping the country safe. Let the people make their own choices regarding where and how they want to spend THEIR money, insurance or otherwise. We pay enough as it is in taxes. Use some of that for a disaster fund.
K. A. Mullarkey
Since monopolies violate anti-trust laws, the government steps in to break them up. Why, then, does the government monopolize the selling of flood insurance? You can't buy it from anyone but NFIP. I'd really like an answer.
Helpful thought
If we could all notice how our government handles flood insurance and Hilary and Obama want the government to handle our health insurance as well?
Jose
Why the hell am I being FORCED to buy flood insurance?!! If I don't my bank says they will steal it from my escrow to pay for it. If my house gets flooded I'll buy a new water heater and furnace at my expense. FEMA's map is from 1993!! What's wrong with this picture? Looks like this insurance is nothing but fraud... http://redtape.msnbc.com/2006/04/flood_insurance.html
Sam
Politics people. That is why we have the NFIP. Private Insurance companies will not write it. Every time we have a flooding event you see a bunch of winers that got flooded with their hands stuck out wanting the gov. to bail them out, so the gov. comes up with the NFIP to offset some of the cost.