H.R. 6582 would encourage the development of small business cooperatives for healthcare options to improve coverage for employees (CHOICE) including through a small business CHOICE tax credit.

== Detailed Summary ==

<summary>
(LogSmall Business Cooperative for Healthcare Options to Improve Coverage for Employees (CHOICE) Act of 2008 or the Small Business CHOICE Act of 2008 - Provides for the establishment and governance of Fully Funded Small Business Health Insurance cooperatives, which are small businesses that form a captive insurance company chartered in a qualified state to editprovide excess claims coverage insurance that meets certain qualifications to its members.

Directs the wikiSecretary of the Treasury to establish an independent commission on Fully Funded Small Business Health Insurance Cooperatives to: (1) promote the development of such cooperatives; (2) make recommendations to the Secretary regarding minimum capital requirements; and be(3) conduct oversight of such cooperatives.

Exempts such cooperatives from certain state laws, rules, regulations, or orders, including any that would: (1) prohibit the firstestablishment of a cooperative; (2) impose any material requirements, procedures, or standards on a cooperative that are not generally applicable to provideother entities engaged in a detailed summarysubstantially similar business; or (3) discriminate against a cooperative or any of its members.

Preempts any state law that conflicts with, hinders, poses an obstacle to, or frustrates the bill!)purpose of this Act.

Sets forth provisions governing the provision of claims information, including protected health information, from health insurance issuers to cooperatives.

Amends the Internal Revenue Code to establish the small business CHOICE tax credit for small employers for costs related to providing qualified employer-subsidized health coverage for employees and their families. Disallows such a credit unless the employee offers a qualified small business wellness program to covered employees and family members.
</summary>

<!--Leave in the 'summary' tags if you want the latest summary from the Congressional Research Service automatically to replace the text between the tags once it becomes available. -->

== Status of the Legislation ==

<status>
(LogLatest Major Action: 7/23/2008: Referred to House committee. Status: Referred to the Committee on Energy and Commerce, and in addition to edit the wikiCommittee on Ways and Means, for a period to be subsequently determined by the first to updateSpeaker, in each case for consideration of such provisions as fall within the statusjurisdiction of the bill!)committee concerned.
</status>

<!-- Leave in the 'status' tags if you want the latest reported status from THOMAS automatically to replace the text between the tags once it becomes available. -->

== Points in Favor ==

(Log in to edit the wiki and be the first to show why the bill should pass!)
<!-- First editor: Go ahead and take out the sentence in parentheses, and this notice! -->

== Points Against ==

(Log in to edit the wiki and be the first to show why the bill should not pass!)
<!-- First editor: Go ahead and take out the sentence in parentheses, and this notice! -->