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H.R. 5280, The Stop Unfair Practices in Credit Cards Act of 2007
- This item is from the 110th Congress (2007-2008) and is no longer current. Comments, voting, and wiki editing have been disabled, and the cost/savings estimate has been frozen.
Comparing original version (created by webmaster) with revision saved on February 8, 2008, 18:32:17 (webmaster):
H.R. 5280 would prevent unfair practices in credit card accounts.
== Detailed Summary ==
<summary>
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</summary>
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== Status of the Legislation ==
<status>
(Log inLatest Major Action: 2/7/2008: Referred to edit the wiki and be the firstHouse committee. Status: Referred to update the status of the bill!)House Committee on Financial Services.
</status>
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== Points in Favor ==
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== Points Against ==
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Visitor Comments
Brent
July 19, 2008, 10:27pm (report abuse)This bill needs to be approved. I'm a victim of one of these companies that does everything in their power to skirt the law and overcharge their customers. The companies hide behind arbitration because they know what they are doing is wrong. There is nothing a customer can do because arbitration works like 2% of the time. This is the only way to protect the consumer.
HSBC charges a fee to make your payment be applied on time, even when the payment is submitted online before the due date. There is no way it should be legal to be forced to pay a fee for a payment being submitted on time. Please do something about these unethical companies.