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H.R. 3778, The HOMES Act
- This item is from the 110th Congress (2007-2008) and is no longer current. Comments, voting, and wiki editing have been disabled, and the cost/savings estimate has been frozen.
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Visitor Comments
Jim
December 13, 2007, 10:20pm (report abuse)This bill does sound like it will help out people like myself who face loans which endanger their ability to restructure their mortgages and possibly completing a successful Chapter 13 plan, HR 3609 is written to address the problem to a higher degree and with less limitation. This legislation would possible help me deal with our situation and reduce the impact of the mortgage emergency for non-prime loans.
Jim
December 17, 2007, 7:53pm (report abuse)After reviewing this bill I realized that the first person would have 150% of median. If 2 to 4 people were in the houshold the median income would be used.
Most people, except myself would file chapter 7 if we were below median income. You almost got me to believe you on this one. It covers absolutely no-one in chapter 13.