H.R. 3526 would include all banking agencies within the existing regulatory authority under the Federal Trade Commission Act with respect to depository institutions.

== Detailed Summary ==

<summary>
Amends the Federal Trade Commission Act to transfer to each federal banking agency, with respect to depository institutions, the authority to prescribe regulations governing unfair or deceptive practices by banks and savings and loan institutions currently vested in the Board of Governors of the Federal Reserve System (with respect to banks) and the Federal Home Loan Bank Board (with respect to savings and loan institutions).

Requires the federal banking agencies to prescribe such regulations jointly to the extent practicable.
</summary>

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== Status of the Legislation ==

<status>
Latest Major Action: 10/30/2007: House committee/subcommittee actions.12/6/2007: Referred to Senate committee. Status: OrderedReceived in the Senate and Read twice and referred to be Reported (Amended) by Voice Vote.the Committee on Banking, Housing, and Urban Affairs.
</status>

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== Points in Favor ==

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== Points Against ==

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