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H.R. 3121, The Flood Insurance Reform and Modernization Act of 2007
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Visitor Comments
Mia
The government should not be involved in flood insurance. This program should be allowed to die or pass into the private sector. If you build a hous in the flood plain, buy flood insurance. You accept the risk. The insurance premium tells you the risk you are taking. The government coupled with FEMA has the taxpayers rebuilding some places over and over after hurricans and river floods. This is expensive and ridiculous. Time to end the madness. Time to end taxpayer support.
Flud Guy
Mia is right.
Also adding an additional wind coverage layer to a flood insurance program that is already $20 Billion in debt is nothing short of irresponsible!
Sam
It is understandable to make comments like Mia's and the Flud Guy's, but the reality is that a lot of folks like to live by the water. Our country was built on the shores of rivers and coastal areas. The flood program at least puts part of the financial burden on the folks that live and work in the high risks areas by collecting premimum dollars from the flood policy. The other option would be complete taxpayer support through disaster relief, which is what we see happening way to often.