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S. 1230, The Home Buyer Tax Credit Act of 2009

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J. Lopez

July 22, 2009, 7:46am (report abuse)

Increasing the credit to as much as $15,000 will incentivize people like myself to not only want to purchase a home in a market where home values are still declining. But incentivizes folks like me to want to take a larger risk and buy a larger home.

I currently qualify for home in the $300,000 price range but if I can only get a credit, based on income, of no more than $6,000 then I'm not incline to purchase more than a home in the $125,000 price range. If I knew that I qualified for what would likely amount to an $11,250 tax credit I'd be more inclined to purchase a home in the $225,000 price range.

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