WashingtonWatch.com - Comments for H.R. 5579, The Emergency Mortgage Loan Modification Act of 2008

Comment by FELY (September 23, 2008, 12:56:20)

Tue, 23 Sep 2008 11:56:20 EDT

I want to know the requirements for loan modification. I called my lender but they are not very helpful with my situation. Do I have to miss payments in order for the to modify my loan?...

Comment by Sorry didn't put link (September 15, 2008, 20:47:14)

Mon, 15 Sep 2008 19:47:14 EDT

We actually have a nice, simple to understand, run down of modification proceedings and methods at our < a href="http://www.loanmortgagemodification.com">Mortgage Modification website in the services section. You can get a pretty good idea if the company you're going with is good or not by checking to make sure the use similar methods. Again the site is www.loanmortgagemodification.com...

Comment by Mortgage Modification (September 15, 2008, 20:45:28)

Mon, 15 Sep 2008 19:45:28 EDT

We actually have a nice, simple to understand, run down of modification proceedings and methods at our Mortgage Modification website in the services section. You can get a pretty good idea if the company you're going with is good or not by checking to make sure the use similar methods....

Comment by Sonia Milson (September 13, 2008, 15:27:00)

Sat, 13 Sep 2008 14:27:00 EDT

Yes I went with www.gmamodification.com too, they were great, got me down from an 11.75% to a 6.00% fixed. I though I was going to lose my house, but this service was the only reason I didnt....

Comment by Carl Morgan (September 13, 2008, 15:24:51)

Sat, 13 Sep 2008 14:24:51 EDT

GMA Modification (www.gmamodification.com) was awesome! They negotiated $9000 worth of attorney fees and late charges off my deed in lieu....

Comment by Joel Johnson (September 11, 2008, 02:51:29)

Thu, 11 Sep 2008 01:51:29 EDT

I think this pretty much sums up the state of affairs when it comes to the real estate market and home foreclosures. Home foreclosures are on the rise still, as those who were able to hold out are starting to feel the pressure of the slowing economy. With the recent debacle at the federal level concerning Fanny Mae and Freddy Mac... this is going to be an issue for a long time coming. Now the mortgage companies are in so deep that it will take a long time for these lending institutions to recover. Check out some other organizations that have felt the pain Organizations Not even the wealthy are immune to the gradual slowing of the economy. Take a look at some of the recent news about other people involved. Or the latest news! But we would never be in this mess if people weren't overspending their means....

Comment by Maxine Kilpatrick (September 3, 2008, 18:43:20)

Wed, 03 Sep 2008 17:43:20 EDT

After researching all the companies, I also tried using www.proloanmods.com I was in the same situation as Mr. Rocket. I had a 10.75% rate. I'm now at a 6.0% fixed rate and I'm not afraid of losing my house anymore. The people over at www.proloanmods.com were amazing. They listened to me and understood what I was going through. In the end, they were very affordable. I'm glad I did my research on them, it paid off!...

Comment by bobby rocket (August 7, 2008, 01:53:28)

Thu, 07 Aug 2008 00:53:28 EDT

I used a company by the name of professional loan modifications. www.proloanmods.com they were able to do what 80 loan officers couldn't and got me a 6.5% fixed rate instead of the 11% arm I was on. I would recommend them to everyone....

Comment by Susan Williams (July 11, 2008, 20:12:59)

Fri, 11 Jul 2008 19:12:59 EDT

It is about time that the government is doing something about this mortgage crisis. I was able to educate myself about loan modifications at (www.modify.be) They answered all the questions I had and pointed me in the right direction to get help....

Comment by Jennifer Lutz (May 12, 2008, 17:41:34)

Mon, 12 May 2008 16:41:34 EDT

This type of legislation is a step in the right direction. I'm sure companies like MIZNA (loanmod.com) will benefit from these efforts. They guided me through the loan modification process....

Comment by Stephanie Anderson (April 14, 2008, 13:18:11)

Mon, 14 Apr 2008 12:18:11 EDT

For this bill, Congress should get companies such as MIZNA (loanmod.com) more involved because they are on the front lines of this housing crisis and MIZNA is doing an excellent job in dealing with loan modifications and all the issues that arise with them....